We offer a commercial checking account that allows you more time to focus on your business. A TSB Commercial Checking account can save you money with many account features and services with no costs or fees.(1)
The Setting Up Your Commercial Account Brochure (Opens in a new Window) (Opens in a new Window) is a guide to make the account opening process simpler and quicker for our business customers. It explains the documentation requirements to open a business account.
Common Features to all TSB Commercial Checking Accounts
- No Per Item Fee
- Unlimited Check Writing
- Unlimited Over-The-Counter Teller Transactions
- Unlimited Deposits at any TSB location
- 24/7 Access to Telephone Banking - (865) 908-BANK (2265) or Toll Free (877) 908-4TSB (4872). Enrollment is required.
- No fee for Visa® Business Debit Card
- No fee for standard Electronic Banking with Bill Pay; fee applies with inclusion of Cash Management(2)
- No fee for Monthly eStatements(2)
- No fee for Mobile Check Deposit(2)
- No fee for Mobile Banking App(2)
(2)Third party message and data rates may apply. Message and data use may count against wireless plan limits.
Elite Business Visa® Credit Card
Commercial Checking
Features:
- $100 minimum opening deposit
- Monthly Minimum Balance Service Charge of $10 if the Average Ledger Balance drops below $5,000 during the statement cycle
- $1,000 No Bounce Advantage™ limit (subject to eligibility requirements; visit our No Bounce Advantage™ page for program details). (Opens in a new Window) (Opens in a n
- Monthly Service Charge for account analysis may apply only for "pass through" accounts.
Commercial NOW Checking
Available to Sole Proprietors and Non-Profit Organizations
Features:
- $100 minimum opening deposit
- Interest Bearing; No minimum daily balance required to earn interest;
- Monthly Minimum Balance Service Charge of $10 if the daily balance drops below $2,500 any day of the statement cycle
Commercial Accounts are not available for Money Services Businesses.
Stop Payments
Stop Payments may be placed in person at a branch, by telephone with a bank representative, or by using our Telephone Banking service at (865) 908-2265 or (877) 908-4872. If enrolled in TSB Online Banking, you may place a stop payment on checks only by using the Stop Payments feature. Stop Payments fees apply. Please refer to the Account Agreement and Fee Schedule for your account for more information.
