Just Savings
Features:
- $100 minimum opening deposit
- Interest Bearing; No minimum Daily Balance required to earn interest
- Quarterly Minimum Balance Service Charge of $3 if the Daily Balance drops below $100 any day of the quarter
- May make 4 withdrawals each quarter at no cost; each subsequent withdrawal is $1
- Transactions in person, at a teller, and ATM are unlimited. Other transaction limits apply; refer to account disclosures. Excess transactions may require a change to another eligible account, closure of account, automatic limitation of transaction or removal of transfer capabilities
Minor Savings
Features:
- Primary account holder must be age 18 or below.
- $5 minimum opening deposit
- Interest Bearing; No minimum Daily Balance required to earn interest
- No service charge
- Transactions in person, at a teller, and ATM are unlimited. Other transaction limits apply; refer to account disclosures. Excess transactions may require a change to another eligible account, closure of account, automatic limitation of transaction or removal of transfer capabilities.
Christmas Club
Features:
- $5 minimum opening deposit
- Interest Bearing; No minimum Daily Balance required to earn interest
- No service charge
- Account balance payout issued by check or direct deposit to TSB Checking or Savings account, each November
- May make two withdrawals from account each year. Excess of two withdrawals in a year, accounts subject to closure.
Money Market
Features:
- $2,500 minimum opening deposit
- Interest Bearing; No minimum Daily Balance required to earn interest
- Monthly Minimum Balance Service Charge of $10 if the Daily Balance drops below $2,500 any day of the statement cycle
- Unlimited deposits
- Transactions in person, at a teller, and ATM are unlimited. Other transaction limits apply; refer to account disclosures. Excess transactions may require a change to another eligible account, closure of account, automatic limitation of transaction or removal of transfer capabilities
Certificates of Deposit
Features:
- $1,000 minimum opening deposit
- Interest Bearing
- Flexible terms are available - 182 days, 12,18, 24, 36, 48 or 60 months
- Early withdrawal penalties will be imposed
Individual Retirement Account
Features:
- $100 minimum opening deposit
- Interest Bearing; No minimum Daily Balance required to earn interest
- Flexible terms are available – 12, 18, and 36 months
- Qualifying additional deposits may be made at any time
- Early withdrawal penalties will be imposed
